cost of ownership

My insurance cost is almost $300/month for my 2018 G80 3.3T Polar Ice. Just curious if that’s standard for most owners. I understand several factors play a role in it like driving history, age, credit, etc. Not sure I want to keep full coverage once it’s paid-off.

Just wondering what the maintenance costs have been like for everyone as the mileage has accumulated? Has it been very cheap (ex: rivaling something like a non-luxury vehicle) such as the Toyota Avalon? Has your Genesis been a money pit? Or somewhere in between? It's looking like the...