If you decide to use this company to finance your car be careful that you check online every time you make a payment. They tried to screw me on my payment. I always pay more and 2 weeks ahead. $500 a month and they only had me paying $282 making the difference delinquent. If you have them take out of your account they want to charge you an extra fee.So your Payment goes to Texas and customer service is in Atlanta. If you want to sell or trade you trying to hunt down were the Hell is my title to the car. After a year I pulled it out with them and took to my credit union where at 48 - 60 months is at 2.99% loan. Cheap rates can not beat a Credit Union on rates. I know where my title it is now, in my home town.. Some states are different when it comes to a title, but here the finance company keeps the title until you pay it off. So heads up Bitches..