Do you get the extended warranty?

[Mark_888]

I might be wrong, but Genesis doesn't have laser cruise control... Key word - laser.

I know that some systems use lasers and some use radar, but I would not want to get into a pissing contest with the warranty company about this. I would just assume that it will not be covered. If they refused coverage, you might be able get that reversed via lawyer filling a lawsuit based on the technicality that a laser is not the same as radar, but a lawyer will probably cost you more fixing it yourself anyway.

 

[MrWesson]

The platinum warrant covers everything that originally came attached to the car for 10 years or 100,000 miles. My coverage does include the radar, which is around a 7,000.00 ticket.

Griff

Not Covered:
• Mechanical, Exterior, Interior
Brake linings, brake drums and rotors, disc brake pads, standard transmission clutch components, air bags, solar powered devices, hinges, glass, lenses, sealed beams, body parts and/or panels, trim, moldings, door handles, lock cylinders, tires, wheels, batteries, light bulbs, upholstery, paint, bright metal, freeze plugs, heater and radiator hoses, exhaust system, shock absorbers, audio, security or other systems not factory installed, work such as front-end alignment or wheel balancing, constant velocity joint boots, safety restraint systems, cellular phones, electronic transmitting devices (except for those specifically listed under silver, gold, or gold plus coverage), radar detectors, appliances, near object avoidance systems and all laser radar cruise control components, vinyl and convertible tops.

Are you sure?

 

[Alwaysforward]

Not Covered:
• Mechanical, Exterior, Interior
Brake linings, brake drums and rotors, disc brake pads, standard transmission clutch components, air bags, solar powered devices, hinges, glass, lenses, sealed beams, body parts and/or panels, trim, moldings, door handles, lock cylinders, tires, wheels, batteries, light bulbs, upholstery, paint, bright metal, freeze plugs, heater and radiator hoses, exhaust system, shock absorbers, audio, security or other systems not factory installed, work such as front-end alignment or wheel balancing, constant velocity joint boots, safety restraint systems, cellular phones, electronic transmitting devices (except for those specifically listed under silver, gold, or gold plus coverage), radar detectors, appliances,near object avoidance systems and all laser radar cruise control components, vinyl and convertible tops.

Are you sure?

It depends on how you read it. I think it is covered. What is not covered are items the are "not factory installed..." as highlighted above.

 

[DFWGenny]

Did you receive any paperwork from the dealer? That should provide contact information to make inquiries to the warranty provider. Some after-market warranties sold by dealers use Hyundai as the provider, and some use 3rd party providers.

I realize that you get paperwork from the dealer, but there have been cases where disreputable dealers fill out the paperwork and give it to the customer, but don't send it in and pocket the fee. Is there any way to check directly with Hyundai?

 

[Mark_888]

I realize that you get paperwork from the dealer, but there have been cases where disreputable dealers fill out the paperwork and give it to the customer, but don't send it in and pocket the fee. Is there any way to check directly with Hyundai?

What I said is that if you get the paperwork and read it, you should find some information about how to contact the company who is under-wrighting the warranty. Not all extended warranties sold by dealers are with Hyundai, some are with 3rd party companies.

 

[DFWGenny]

What I said is that if you get the paperwork and read it, you should find some information about how to contact the company who is under-wrighting the warranty. Not all extended warranties sold by dealers are with Hyundai, some are with 3rd party companies.

Thank you Mr. Obvious. If Hyundai was smart, I would think for a small cost that they could send a laminated card to keep their dealers honest. As I pointed out, there are shady dealers that will fill out the extended warranty paperwork for a manufacturer's extended warranty, but not send it in. Let's be honest, how many have really verified that they are actually covered? This is especially true if you are buying the warranty from a dealer that is out of state.

 

[Mark_888]

Thank you Mr. Obvious. If Hyundai was smart, I would think for a small cost that they could send a laminated card to keep their dealers honest. As I pointed out, there are shady dealers that will fill out the extended warranty paperwork for a manufacturer's extended warranty, but not send it in. Let's be honest, how many have really verified that they are actually covered? This is especially true if you are buying the warranty from a dealer that is out of state.

I agree with you that a dealer could fail (or forget) to send in the paperwork and pocket the money, but a laminated card can be forged. The best wa to verify the warranty (if the warranty company does not send confirmation via the mail) is to contact the company who issued it, and I assume that the contact information to do that is provided in the paperwork.

I don't see how buying from a out of state dealer would make any difference.

 

[JCAnderson]

I agree with you that a dealer could fail (or forget) to send in the paperwork and pocket the money, but a laminated card can be forged. The best wa to verify the warranty (if the warranty company does not send confirmation via the mail) is to contact the company who issued it, and I assume that the contact information to do that is provided in the paperwork.

I don't see how buying from a out of state dealer would make any difference.

I checked with the Service Manager when I was in for my 1000 mile checkup and the extended warranty was listed on my account.

 

[Ernie3647]

I realize that you get paperwork from the dealer, but there have been cases where disreputable dealers fill out the paperwork and give it to the customer, but don't send it in and pocket the fee. Is there any way to check directly with Hyundai?

After I made my deal with Jim Ellis I called Hyundai gave them my VIN number and asked if there was an extended warranty on the car. They replied “Yes” the issuing dealer was Jim Ellis.

 

[DFWGenny]

I agree with you that a dealer could fail (or forget) to send in the paperwork and pocket the money, but a laminated card can be forged. The best wa to verify the warranty (if the warranty company does not send confirmation via the mail) is to contact the company who issued it, and I assume that the contact information to do that is provided in the paperwork.

I don't see how buying from a out of state dealer would make any difference.

I can see that you are a person who likes to argue for the sake of arguing, so I can play the game.

If the laminated card is issued from Hyundai, forgery would be much more work than a sleezy dealer would be willing do. But as we say in Texas, if frogs had wings ...

As for being out of state, you are either being obtuse or have never had to recover money from somebody across state lines using the legal system. You have to sue someone at their location, not yours. Yes you can try to get the Feds involved, but for $1000 - $1500, your probably not going to get much traction unless you can prove a wide conspiracy. If you do that, the company will most likely declare bankruptcy, so you may win but still lose.

I can sue for relief more effectively using small claims. If the court is located out of state, you have to travel to the location. Throw in a continuance and you have eaten up the money for with you are suing.

I'm done with playtime for now.

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[DFWGenny]

After I made my deal with Jim Ellis I called Hyundai gave them my VIN number and asked if there was an extended warranty on the car. They replied “Yes” the issuing dealer was Jim Ellis.

Thanks

 

[martyk]

Researched platinum 10/100,00/$0 deductible warranties

When I asked the finance manager at the Hyundai dealership where I bought my Genesis, for the Hyundai Platinum Warranty $0 deductible 10/100,000 mile, he said he could not match the $1,200 to $1,400, that members of this Forum have been quoted. The finance manager printed out a sheet showing his cost as $1,926.



I did the research for the extended warranties before purchasing it from the info I received from this Forum. Here is what I found out.

Because my car had over 10,000 miles (17,800) even though it was under 3 years old and I bought the car new. It was considered a used car by Hyundai Protection Plan (HPP), and the price range from all the Hyundai dealers on the Forum was from $2,400 to 2,649. It had to be a CPO car to get the $1,200 price.

I called Jim Ellis and got right through to Haub Cao, business manager. I got an immediate quote on the phone for $2,649 for the platinum 10/100,00/$0 deductible because it was not a CPO car.


I called Jerry’s Hyundai, asked for Brando, got an immediate quote on the phone for $2,526 for the platinum 10/100,00/$0 deductible.

I called Annapolis Hyundai and talk to Donna, she quoted me $2,426 for the platinum 10/100,00/$0 deductible.

I called First Hyundai, got right through to Mateo. Got a quote on the phone for $2,600 for the platinum 10/100,00/$0 deductible.

Called Jim Price Hyundai in Charlottesville, VA. and ask for
Mike. Got a quote on the phone for $1,395 for the platinum 10/100,00/$0 deductible, not sure this is the HPP extended warranty.

From Butler Hyundai in Indy, I got a quote on the phone for $2,426 for the platinum 10/100,00/$0 deductible.

They all said the car was used even though I bought it new and it was not a CPO car.

I went back to my dealer in town, run into the General Sales Manager, who originally sold me my Genesis. I told him I was trying to buy Hyundai Platinum Warranty $0 deductible 10/100,000 mile and there price was too high. (see above). He said to call on Tuesday the following week. I left two messages, one of his financial managers called back with a quote of $1199.
Their cost is $1099. The finance manager said I got the “Friends and family members of HMA price”. I said sign me up and here is my credit card number. Needless to say I am a happy camper.

Marty

 

[Ernie3647]

Nice ... way to go Marty.

 

[Mark_888]

Nice ... way to go Marty.

The important thing that Marty did had nothing to do with the great deal he personally got on his extended warranty, which is apparently normally only for employees.

The great thing Marty did was to educate the members of this forum that if they want a good deal on an extended warranty, they better get it done before they have 10K miles on their car (not sure if there is a time limit also). Do not wait until your regular warranty is about to expire.

Thank you, Marty.

 

[Alwaysforward]

That is a very good point Mark. I have been on the fence as to whether I should get the warranty at the time of purchase or wait until the current warranty was close to expire. That made up my mine really quick. Thanks guys.

 

[Gunkk]

In Florida, things are different. Here the extended auto warranties are considered insurance and premiums are regulated by the state office of insurance regulation. Prices are high and fixed on a sliding scale based on car age/miles and coverage. But since it's insurance, one can cancel and get a pro-rated refund based on age or miles whichever is higher.

Example: the premium was $2863 to add 5/60 to my 2009 with 50k miles to take it to 10/110,000/$0. The standard $0 deductible applies only if the work is performed at the dealer who sold the policy, and is $100 at any other dealer. I believe a $0 deductible at any dealer option can be purchased for an additional fee.

I'm not sure a dealer in Florida is bound to honor a HPP service warranty purchased out of state, so before you buy I would recommend asking a local dealer.

 

[bsantelli]

You can also check with your auto insurance carrier. Mine offers an extended warranty for the Genesis for 8.50 per month added to your policy premium, and you have until 15 months/15,000 miles before you have to add it. The only shortcoming is that it's 7 years (not 10), and has a 250 deductible (not 100). I don't know how many carriers offer this, but GEICO does.

Does the use of the extended warranty constitute a claim in the eyes of the insurance company? as you probably know, a certain number of claims in a certain period of time, can cause your insurance rates to go up so I am just curious if the use of the extended warranty would be considered a claim.

 

[Mark_888]

Does the use of the extended warranty constitute a claim in the eyes of the insurance company? as you probably know, a certain number of claims in a certain period of time, can cause your insurance rates to go up so I am just curious if the use of the extended warranty would be considered a claim.

If you purchase a warranty from an insurance company, and pay as you go (monthly/semi-annually), you are probably correct that filling a warranty claim can cause your warranty policy rate to go up. I assume they also have the right to drop you if too many claims are made. Probably does not affect your liability and collision insurance rate, but not 100% sure.

 

[PMCErnie]

The important thing that Marty did had nothing to do with the great deal he personally got on his extended warranty, which is apparently normally only for employees.

The great thing Marty did was to educate the members of this forum that if they want a good deal on an extended warranty, they better get it done before they have 10K miles on their car (not sure if there is a time limit also). Do not wait until your regular warranty is about to expire.

Thank you, Marty.

The great thing that Marty did was to shop around. His car has 17 thou on the clock. I bought my extended warranty for less than the Jim Price (Charlottesville) cost above. My Genesis will be 3 years old in December. When I bought the extended warranty last month my car had 22,000 mi on the clock.

In summary, you might just as we'll wait a while to buy an extended warranty. Many folks move on to a new car by the 3 year point anyway, so don't be stampeded by the hype of the dealer's finance manager. My advice only applies to original owners.

 

[FlySwatter]

Does the use of the extended warranty constitute a claim in the eyes of the insurance company? as you probably know, a certain number of claims in a certain period of time, can cause your insurance rates to go up so I am just curious if the use of the extended warranty would be considered a claim.

As it relates to auto insurance, your premium only increases if there is a rate increase in your state, or if you have an at fault loss (it's your fault). Frequency of non-negligent claims rarely has an impact on your rates, but if you have a dozen vandalism claims on your car in 6 months (an extreme example), then your insurer may have a problem with you.

If you purchase a warranty from an insurance company, and pay as you go (monthly/semi-annually), you are probably correct that filling a warranty claim can cause your warranty policy rate to go up. I assume they also have the right to drop you if too many claims are made. Probably does not affect your liability and collision insurance rate, but not 100% sure.

If you have the misfortune of a mechanical failure, that is not going to make your rates go up. The mechanical breakdown coverage is unrelated to your other coverages (liability, collision, etc). That doesn't mean the rate will never increase (rates increase when the cost of doing business increases), but it won't be as a "penalty" for using the coverage. I don't think "too many claims" is relevant with this coverage since you have no control over the reliability of your car. Having said that, if you're taking your car to the track on weekends for drifting competitions, your coverage may be voided.

Okay, I used to work claims for an insurance company many years ago. I don't do that anymore. Don't take this reply as gospel, but my understanding of the overall process as I recall it.