Accident Repair Cost? Or is it Totaled?

[MrMightyMouse]

I'm presently the owner of a 2017 G80 3.8 AWD (Mid-range model) with 41K miles in Caspian Black. About a week my poor baby was rear ended by someone going about 50 miles an hour with me at a dead stop. I came out okay, a little banged up. The other car was significantly smaller than mine (Toyota Scion IM), causing the other car to go underneath the back end of mine, destroying the trunk floor, demolishing the back bumper, damaging the exhaust system, the car no longer starts and the electrical system works just enough for the lights to turn on but nothing else, and who knows what else. The impact pushed my G80 into the car in front of my, resulting in my front grill and SCC radar being cracked as well. My airbags did not deploy but the other car did total. I don't know if it's totaled yet. I just signed the paperwork at the collision center to have the estimate done. Their insurance won't budge on using strictly OEM parts and tell me it would be mix of OEM, Used, LKQ parts, depending on what's available. What would a fix like this typically cost? Do you think it's totaled?

 

[EdP]

I'm presently the owner of a 2017 G80 3.8 AWD (Mid-range model) with 41K miles in Caspian Black. About a week my poor baby was rear ended by someone going about 50 miles an hour with me at a dead stop. I came out okay, a little banged up. The other car was significantly smaller than mine (Toyota Scion IM), causing the other car to go underneath the back end of mine, destroying the trunk floor, demolishing the back bumper, damaging the exhaust system, the car no longer starts and the electrical system works just enough for the lights to turn on but nothing else, and who knows what else. The impact pushed my G80 into the car in front of my, resulting in my front grill and SCC radar being cracked as well. My airbags did not deploy but the other car did total. I don't know if it's totaled yet. I just signed the paperwork at the collision center to have the estimate done. Their insurance won't budge on using strictly OEM parts and tell me it would be mix of OEM, Used, LKQ parts, depending on what's available. What would a fix like this typically cost? Do you think it's totaled?

From the rear it does not look so bad but the underneath is horrific. If it was mine, I'd be hoping it was totaled. Looks like a lot of welding and aligning needed and with AWD it may never be quite right. Looks like a new bottom rear section would have to be grafted on.

 

[MrMightyMouse]

From the rear it does not look so bad but the underneath is horrific. If it was mine, I'd be hoping it was totaled. Looks like a lot of welding and aligning needed and with AWD it may never be quite right. Looks like a new bottom rear section would have to be grafted on.

The collision told me they would do a visual estimate, send it to insurance, and start repairs, if they uncover any mechanical issues tied to the accident, they would be covered as well. I’m hoping with the scarcity of parts and the increase in service repair costs, they will swing this totaled. I agree with you, I’m not a professional, but it looks like the amount of work it would take to get this back to pre-collision condition, would not be worth it. A fellow Genesis owner, had a rear end collision, their repairs were 13K, but my damage was much worse than theirs, so I am hoping for 17-20k to total it. NADA values the car at about 26k right now

 

[andyw715]

If anything recover enough to buy the same car ~30k-34k regardless if it's fixed or not.

What was the other driver doing? Looking at their phone?

 

[MrMightyMouse]

If anything recover enough to buy the same car ~30k-34k regardless if it's fixed or not.

What was the other driver doing? Looking at their phone?

It’s hard to say if it’s totaled with it not apart. I’ve seen some similar G80s with less damage than mine in the salvage yard.

Yes! Ironically it was a coworker who I am not fond of who hit me, I am not fond of her at all. She was texting one of the managers to let him know that she was going to be late, then looked up and all she saw “was red and couldn’t stop in time”.

 

[EdP]

It’s hard to say if it’s totaled with it not apart. I’ve seen some similar G80s with less damage than mine in the salvage yard.

Yes! Ironically it was a coworker who I am not fond of who hit me, I am not fond of her at all. She was texting one of the managers to let him know that she was going to be late, then looked up and all she saw “was red and couldn’t stop in time”.

Sooooo, I guess she was late. At least the manager was informed.

 

[GEE80]

My bet is totaled, which to me is a good thing.

 

[TinsleyC]

I suspect it's totaled. Surprised gas wasn't leaking, glad it wasn't...

 

[Trith72]

That kind of underbody damage, I wouldn't accept anything but totalled. Even if professionally fixed, I can guarantee that vehicle will never drive the same again, and will make you nuts with continuous issues in the future. Make the insurance company scrap it, it's a headache waiting to happen if they try to repair it.

 

[MrMightyMouse]

That kind of underbody damage, I wouldn't accept anything but totalled. Even if professionally fixed, I can guarantee that vehicle will never drive the same again, and will make you nuts with continuous issues in the future. Make the insurance company scrap it, it's a headache waiting to happen if they try to repair it.

How do you “make” the insurance company scrap it? Should I hire a lawyer or battle it myself?

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[BadTrainDriver]

Next time that happens, floor the gas pedal after they hit you, then you ran the person in front of you. Much more likely to be totaled in wrecked in the front and rear. And stand on the gas pedal until the engine blows. That'll almost guarantee it's totaled!

All kidding aside, I'd be very surprised if it wasn't totalled.

 

[Andyj]

ouch. if that was a Ford Pinto the gas tank would probably have blown. they should total it so you can get a new one, especially since it was the texting coworker's fault.

 

[Trith72]

How do you “make” the insurance company scrap it? Should I hire a lawyer or battle it myself?

The insurance company will total it if they aren't total morons. If for some reason they choose not to, i would gently remind them if you have any inkling of future issues with it, you will be filing claim after claim after claim for whatever wasn't corrected properly the first time. With that much rear undercarriage damage, your frame is shot, they will be paying forever for that car if they try and fix it. It only takes a frame being 1-2 mm out of factory alignment to make a vehicle vibrate horribly while driving. Once a frame is bent, it's almost impossible even for the best garages to return it to factory true.

 

[RCH04]

If your car is repaired, the diminished value will be huge. You could go for a diminished value claim with the insurance co.

 

[pulsar]

Assuming the person who hit you is paying for repairs, you have the right to have OEM parts put back on the car so it’s exactly in a ‘precrash’ condition. Using CAPA parts, used parts, already repaired parts is not the same as returning the car to ‘precrash’ condition. Your resale value will suffer more with used and counterfeit parts as well. OEM also runs the bill up so it gets totaled easier. It will be an argument with the insurance company to get OEM though. I was lightly rear ended when I had my Infiniti and needed a bumper cover only. The persons insurance company who hit me wanted to repair the bumper cover and after much argument I got a new OEM put on so there were no rebuilt or repaired parts on my car. When I bought it new, it did not have repaired parts on it and that was my argument. Took threatening to take the insurance company to court to get them to return the car to exact precrash condition before they finally relented. Repair cost just about doubled to replace with OEM vs repairing the original bumper cover.

 

[MrMightyMouse]

Assuming the person who hit you is paying for repairs, you have the right to have OEM parts put back on the car so it’s exactly in a ‘precrash’ condition. Using CAPA parts, used parts, already repaired parts is not the same as returning the car to ‘precrash’ condition. Your resale value will suffer more with used and counterfeit parts as well. OEM also runs the bill up so it gets totaled easier. It will be an argument with the insurance company to get OEM though. I was lightly rear ended when I had my Infiniti and needed a bumper cover only. The persons insurance company who hit me wanted to repair the bumper cover and after much argument I got a new OEM put on so there were no rebuilt or repaired parts on my car. When I bought it new, it did not have repaired parts on it and that was my argument. Took threatening to take the insurance company to court to get them to return the car to exact precrash condition before they finally relented. Repair cost just about doubled to replace with OEM vs repairing the original bumper cover.

The insurance and collision center seem bent on used or LKQ parts, how do I bend them to OEM parts, EVEN after my many requests for OEM. Pre collision, my car had not been into an accident, all parts were OEM, to have it running in its perfect condition, except for brake pads and rotors, which the OEM were known to have issues, so I went aftermarket. My insurance agent, recommends waiting until the preliminary estimate from the collision comes in before I start making threats. Do you have any suggestions if it came to it, should I lawyer up and how would I do a diminish value claim, should they decide to fix it?

 

[EdP]

The insurance and collision center seem bent on used or LKQ parts, how do I bend them to OEM parts, EVEN after my many requests for OEM. Pre collision, my car had not been into an accident, all parts were OEM, to have it running in its perfect condition, except for brake pads and rotors, which the OEM were known to have issues, so I went aftermarket. My insurance agent, recommends waiting until the preliminary estimate from the collision comes in before I start making threats. Do you have any suggestions if it came to it, should I lawyer up and how would I do a diminish value claim, should they decide to fix it?

From the POV of the collision center, the LKQ parts are available. OEM may have to come from Korea and add weeks to the time. Costly for a loaner as well as parts.

If you have a good insurance agent he may guide you to the best outcome.

 

[MrMightyMouse]

From the POV of the collision center, the LKQ parts are available. OEM may have to come from Korea and add weeks to the time. Costly for a loaner as well as parts.

If you have a good insurance agent he may guide you to the best outcome.

From what I’ve seen there isn’t a ton of used or LKQ parts available for the G80, but I also don’t have the search power that the collision center has. But Genesis parts are expensive to begin with and not to mention the amount of labor needed to repair the undercarriage.

She recommended I wait until the preliminary estimate comes in, to see if it is totaled, if not, then make the threats if needed.

 

[Aquineas]

Next time that happens, floor the gas pedal after they hit you, then you ran the person in front of you. Much more likely to be totaled in wrecked in the front and rear. And stand on the gas pedal until the engine blows. That'll almost guarantee it's totaled!

All kidding aside, I'd be very surprised if it wasn't totalled.

lol you laugh, but I once moved over just-in-time and the car that had been tailgating me for a mile slammed into the car in front of me when the double entrance ramp backed up.

 

[pulsar]

The insurance and collision center seem bent on used or LKQ parts, how do I bend them to OEM parts, EVEN after my many requests for OEM. Pre collision, my car had not been into an accident, all parts were OEM, to have it running in its perfect condition, except for brake pads and rotors, which the OEM were known to have issues, so I went aftermarket. My insurance agent, recommends waiting until the preliminary estimate from the collision comes in before I start making threats. Do you have any suggestions if it came to it, should I lawyer up and how would I do a diminish value claim, should they decide to fix it?

All I can recommend is tell the body shop no LKQ or CAPA parts are acceptable to you and you want numbers ran on new OEM parts to return car exactly to the ‘precrash’ condition it was in. A sort of return to ‘precrash’ condition you won’t sign off on. Ultimately the body shop could car less, it’s the insurance company who will throw a big bitch and the body shop knows this. Most body shops want to use OEM for their job is easier and quicker than used or certified ‘it’s supposed to fit‘ type of parts. You may have to meet the insurance adjuster at the body shop to stand your ground. Keep using the word ‘precrash condition‘ on them for used or CAPA parts do not return the car to exact ‘precrash’ condition. Counterfeit parts structurally, gage thickness, corrosion resistance are not the same as OEM, they are just similar. You have more weight with the other persons insurance company than your own for your policy I bet uses LKQ or CAPA type of language for parts and repairs. Just stand your ground. It won’t be an easy or quick fight.