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Warranty company trying to screw me

Ecourt24

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Genesis Model Type
1G Genesis Sedan (2009-2014)
2013 sedan 3.8v6 79,xxxmiles .. always had a startup sound but recently became louder . Driving home one cold night I could hear sound ticking while I accelerate and then click .. my car shut off while cruising 40-45mph . mechanic says engine seized ...Warranty wants to check to make sure I easing abusing my engine before they pay for repair (oil changes - regular maintenance) .. which I was . I feel like the main factor in my mechanical problem is from the timing tensioner. I've looked up videos of the sound , it matches and on this forum it's a common issue I see . Just wondering if y'all could ease my mind or not, what y'all's advice on dealing with this would be ? Thanks in advance !
 
It should be pretty simple. Pull the valve covers and if things are reasonably shinny, they shouldn't have a case against you. If there are bits of sludge here and there, then you probably will not prevail.
 
It should be pretty simple. Pull the valve covers and if things are reasonably shinny, they shouldn't have a case against you. If there are bits of sludge here and there, then you probably will not prevail.
Would timing chain failure cause the engine to seize though?
 
Would timing chain failure cause the engine to seize though?
Valves hit pistons (at high speed) and connecting rods bend or break. It's easy for the end result to be a crank that can't turn.
 
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