What is everyone paying monthly for your insurance?

[scottdk]

Title explains enough I hope.

I'm just curious in the differences everyone is paying. Mine is $99/month and was quoted $150/month for the highest quote.

 

[godbey]

Im paying 120 a month insurance company codes it as high performance

 

[Mark_888]

So maybe insurance on a V8 is more than a V6 for the same car (aside from the difference in price)?

There are a lot of different things that go into auto insurance cost, such as where you live (auto theft frequency varies a lot depending on location), amount of deductibles (mine is $1000), discounts for having homeowners insurance with same company (State Farm gives me this), age of drivers, miles you drive per year, etc. My insurance is about $700 per year for V6 Genesis.

 

[Mikeg626]

Location: Seattle, Washington
Trim: V8 Tech Package
Insurance Company: State Farm
Multiple Policy Discount: Yes
Safe Driver Discount: Yes
Years with Insurer: 13
Coverage: 100/200/100
Deductible: $500.00
Monthly Rate: $94.75

 

[PINGGOLF]

State Farm
$105 per month
multiple car
homeowners
safe driver (believe it or not )

I did have to pay a 2 month premium of about $200 a month. The reason is that they said if I were to wreck the car that they would have to order parts directly from Korea and the shipping cost as well. Supposedly the $400 covers me until body parts are stocked here in the states. Well, it sounded legit, so I didnt mind. They said I would probably get a small refund at years end.

 

[wallymn]

4.6 with tech package,

USAA

52.00 monthly
(multi car discount, more than 5 years no claims, assorted other discounts).

 

[moose66]

Location: Holly Springs, NC (Raleigh Metro)
Trim: V8 Tech Package
Insurance Company: Farmers
Multi Car Discount
Anti Lock Brakes Discount
Auto and Home Discount
SDIP Point Free Credit
Passive Restraint Discount
Ultra Premier Discount
Coverage: 50/100/50
Monthly Rate: $71.42

 

[Calvin]

Location: Sarasota, Florida
Trim: V8 Tech Package
Insurance Company: State Farm
Multiple Policy Discount: Yes
Safe Driver Discount: Yes
Years with Insurer: 40
Coverage: 250/500/250
Deductible: $500.00
Monthly Rate: $60.16

 

[GS300rich]

my wife pays $90 per month with state farm, and this includes the multicar discount

 

[dond13]

I live in Round Rock, Tx and have a 4.6 with Tech package.

$355 every six months.

2 Car discount
old man
250 deductable
Been with them for 40 years.
No accidents no tickets last 20 years.

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[dataguy]

3.8 w/ tech, Los Angeles, multi-car, anti-theft, persistency, good driver

Injury $100K/$300K, Property $100K = $187
Uninsured injury $100K/$300K = $61
CDW = $6
Medical expense = $11
Comp $500 deductable = $51
Collision $500 deductable = $227
Rental car benefit = $21

Total ea. 6 mo. = $564 ($94/mo.)
Approx $8/mo more than my '02 Sonata was.

 

[Genesis Luver]

USAA
2004 Lincoln Navigator
2005 Hyundai Tucson
2010 Hyundai Genesis 4.6 w tech
No insurance claims in the last 15 years
roughly $740 every 6 months
For those of you that are either active, retired, or honorably discharged military I suggest you check out USAA's rates. You will be pleasantly surprised.

 

[wallymn]

USAA
2004 Lincoln Navigator
2005 Hyundai Tucson
2010 Hyundai Genesis 4.6 w tech
No insurance claims in the last 15 years
roughly $740 every 6 months
For those of you that are either active, retired, or honorably discharged military I suggest you check out USAA's rates. You will be pleasantly surprised.

Yeah, I forgot I didn't discount the "payback" USAA does every year, usually worth about 1 month of coverage.

 

[Ron Veenker]

Location: Holly Springs, NC (Raleigh Metro)
Trim: V8 Tech Package
Insurance Company: Farmers
Multi Car Discount
Anti Lock Brakes Discount
Auto and Home Discount
SDIP Point Free Credit
Passive Restraint Discount
Ultra Premier Discount
Coverage: 50/100/50
Monthly Rate: $71.42

Very interesting, Moose66. I'm in extreme southeastern NC, Wilmington area and am paying $32.50 monthly. Of course, I drive the 3.8 V6 and live in a more rural area [e.g., my mpg readout daily runs around 25-26]. I also have multiple [2] vehicle discount as well as homeowners/auto combined discount.

Ron

 

[Mark_888]

State Farm
$105 per month
multiple car
homeowners
safe driver (believe it or not )

I have State Farm and pay half that on my V6, but my deductibles are $1000.

 

[motorsportsauthority]

4.6L w/Tech
$460 / 6 months.

Multi-car discount (have about 5 insured with them)
No accidents/issues on record - 13 years (had them since I was 17)
Been with them 13 years
$500 deduct
Have home owners ins with them also
State Farm

 

[crhbobby]

We pay $58 per month. (350 every 6 months)

We have 3 cars, and our home insured. We have no loss discount.

Pekin Insurange is who we have it through.

Bob

 

[ASHDUMP]

I pay $147/mo for 10 months I believe. Kind of high.... but I live in a city with problems!

 

[GeneYus]

250/500/100
collision 500 Ded
comp 0 Ded
Multi Car
Multi Policy
Rental 40 Day
Accident and Violation forgiveness
Deductible rewards
Safe Driver Bonus
New Car Replacement
Kiddies on the policy(Ugh)
Allstate New Jersey Insurance $99/month

Of course, I get paid commission on the policy. I'm the Agent !!!!

 

[BocaDave]

I pay about $580/year ($290 per 6 months).

GEICO
Live in Boca Raton, Florida (city, metro area)
Safe Driver Discount
Safety Device Discounts
Multi-car discounts
No minors in household
10+ Years with same company
No claims
Drive 15,000 miles per year
Guaranteed renewability, etc.
$1000 deductible

Note, this is only $70 per year more than on my previous car, which was fully depreciated (150K miles). Given that was a new car vs. an old car, it seemed like a trivial increase.