Phastroh
Registered Member
- Joined
- Feb 20, 2020
- Messages
- 329
- Reaction score
- 124
- Points
- 43
- Genesis Model Type
- Genesis G70
So I get a text from my salesman that I leased my 2020 3.3T Sport saying now is a good time to go to a 22.
He’s like your car has $10k in equity at least and all this blah blah.
I have 13k miles and see identical cars selling for $44-$46k I think I owe like $30k so I’m like ok whatever just give me the payment for 12/15k miles.
He comes back with a payment only $19 less
so I said ok now what’s the payment if I walked in off the street with a $14k check.
Sends the payment and it’s $160 less then now. I’m like ok so the $4k difference in the equity you think I had which is less then I do btw is dropping the payment an additional $120/$130?
So clearly they want to give me basically nothing on my car and sell it for a huge profit.
So I said after I saw the cost, ok $432, you get me at $450 and I’ll do it. My payment is like $590 but it was a 15k lease but in 2 years I drove only 13k because I started working remote.
I’m considering going 12k but I’m unsure if the job I get after I finish UX/UI class will be remote.
So my plan was to keep it til next Feb and my payoff is $22k so get a loan to buy it with a super cheap payment with a 2020 with 18k miles but now I’m considering getting the sane model but a 22, mind you I won’t need to put tires on it like this one
Plus I get to keep my Intake and CF interior parts.
What do you think is better? Keep it and probably get a 5 year loan say the payment is $420sh cuz I have excellent credit or if they reach $450 redo the lease.
Or go get a truck with fewer options lol
He’s like your car has $10k in equity at least and all this blah blah.
I have 13k miles and see identical cars selling for $44-$46k I think I owe like $30k so I’m like ok whatever just give me the payment for 12/15k miles.
He comes back with a payment only $19 less
Sends the payment and it’s $160 less then now. I’m like ok so the $4k difference in the equity you think I had which is less then I do btw is dropping the payment an additional $120/$130?
So clearly they want to give me basically nothing on my car and sell it for a huge profit.
So I said after I saw the cost, ok $432, you get me at $450 and I’ll do it. My payment is like $590 but it was a 15k lease but in 2 years I drove only 13k because I started working remote.
I’m considering going 12k but I’m unsure if the job I get after I finish UX/UI class will be remote.
So my plan was to keep it til next Feb and my payoff is $22k so get a loan to buy it with a super cheap payment with a 2020 with 18k miles but now I’m considering getting the sane model but a 22, mind you I won’t need to put tires on it like this one
Plus I get to keep my Intake and CF interior parts.
What do you think is better? Keep it and probably get a 5 year loan say the payment is $420sh cuz I have excellent credit or if they reach $450 redo the lease.
Or go get a truck with fewer options lol
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