F%$&*in Insurance

[Midnightsun]

Early welcome to the R-Spec club (not the Black R-Spec Club) but still "Da Club."

Well dark grey is fairly black, could have been worse had there only been white left. Thanks for the welcome, just ordered my emblems and caps from ebay.

 

[Car Fan]

Maybe I am wrong, but it sounds like he "borrowed" you car for a joy ride, and not because he needed to go somewhere. If so, that is especially bad.

Regarding the insurance, if someone borrows your car, would an accident normally be covered under the car owner's insurance, or the driver's insurance? I am a bit ignorant about that. Also, wondering if the fact that you did not give permission would affect the coverage (if insurance company knew about it)?

This is the reason we buy insurance. Frankly the reason we'd buy it even if the law didn't mandate it as it does in most states -- to cover events like these. An accident like this is definitely covered either by the driver or the owner's insurance. Since the driver doesn't have it, the owner's insurance steps in to cover it. It is not considered a collision, but is covered by the comprehensive provisions of US policies and it doesn't affect rate coverage. By the way, it wouldn't matter whether permission were given or not in order to get the insurance company to cover this claim. Although if the accident occurred through the use of car by a person you gave permission too, the insurance company is entitled to send you a rider asking that you not allow the individual who caused the claim to access to your vehicle again.

 

[427435]

Have you told your daughter that you will pay her for any divorce lawyer fees????????????

 

[Stoofpilot]

Concurr-dump the son in law. It will only get worst.

 

[Mark_888]

He borrowed it without my permission which is what the official report says and no I am not responsible, he is. Technically I have to charge him with theft which would be a criminal offence and no I will not do that unless the insurance company for some strange reason would force my hand. In this case he has no insurance however mine does cover it and the record is against him for future costs/penalties. I still have a clean slate.

Even if there is no criminal complaint filed, I wonder if they would persue a civil claim against him for damages.

 

[Midnightsun]

Changed my Signature.

 

[nekha123]

Daughter/relationship

Son in lawless

lolz.. that was a nice point made

 

[Crusty Old Shellback]

Changed my Signature.

Welcome to the "Platinum" R Spec club!

Should have gotten the Titanium Gray though.

Black is so overated.

 

[Gurkha]

Son in law has no car of his own and a suspended licence.

Wow, what a situation. Good luck with that.

 

[Midnightsun]

Welcome to the "Platinum" R Spec club!

Should have gotten the Titanium Gray though.

Black is so overated.

Shhhh! Got to keep this elite club quiet as it gets those black guys a little restless.

______________________________

Help support this site so it can continue supporting you!

 

[EXBMWGUY]

Shhhh! Got to keep this elite club quiet as it gets those black guys a little restless.

Staring at silver or gray colors too long can create delusional tendencies that may eventually lead to insanity

 

[Crusty Old Shellback]

Staring at silver or gray colors too long can create delusional tendencies that may eventually lead to insanity

I can confirm this as I've been told I'm crazy for many years and I've owned gray vechicle's since 1990.

I guess it didn't help riding big gray ships for 30 years either.

 

[EXBMWGUY]

I can confirm this as I've been told I'm crazy for many years and I've owned gray vechicle's since 1990.

I guess it didn't help riding big gray ships for 30 years either.

I knew there was scientific evidence out there somewhere!

 

[Midnightsun]

Staring at silver or gray colors too long can create delusional tendencies that may eventually lead to insanity

Why thank you, nicest compliment I have had in a long time.

 

[Crusty Old Shellback]

You know, if you look at it logically, we may not be too far off in left feild but it may be those who stare at the color black that are.

When is the last time you saw a black ship or airplane in the military? 95% of them are gray.

 

[EXBMWGUY]

Why thank you, nicest compliment I have had in a long time.

I will speculate that any signs of madness you are demonstrating might be related to your son-in-law

Crusty Old Shellback, my insanity began to go away when the black R-Spec replaced a dark gray BMW.

 

[dg_moore]

You know, if you look at it logically, we may not be too far off in left feild but it may be those who stare at the color black that are.

When is the last time you saw a black ship or airplane in the military? 95% of them are gray.

Ships and planes, maybe. But what about alla them helicopters?

 

[Midnightsun]

Hmmm, I think I would rather be in the gray camp according to this.

http://jennifercopley.suite101.com/car-colour-and-personality-a171631

 

[EXBMWGUY]

Ouch!!'

 

[Crusty Old Shellback]

Ships and planes, maybe. But what about alla them helicopters?

The ones we fly are gray as well.

Now for you Army types, you want a green car?