This May be Goodbye for My Gennie

[TinsleyC]

I did a quick evaluation on Kelley Blue Book and came up with a Private Sale value of your car in Very Good condition between $21.0 and $23.8 in my zip code, so 75% of $23k is $17,250. Not sure if insurance adjusters use trade-in value, private sale, or off the lot purchase price. I think once you add in the mechanical repairs you will be at the totaled value.

 

[skipgen]

I've never had to argue that point... Out of the few accidents that I've had, they were either minor dings (parking lot fender bender) or catastrophic (obviously toast). From your description, I'd think that there's likely considerable mechanical damage - at least 5k worth.

I'd be concerned that it wouldn't get fixed correctly - but frame machines have come a long way. Borderline for sure though. I'd kinda hope that they total it, so you wouldn't be stuck with a bad repair and have issues later & then not be able to get a decent trade on it. Just have to see what the determination is....

 

[nellie1289]

I've never had to argue that point... Out of the few accidents that I've had, they were either minor dings (parking lot fender bender) or catastrophic (obviously toast). From your description, I'd think that there's likely considerable mechanical damage - at least 5k worth.

I'd be concerned that it wouldn't get fixed correctly - but frame machines have come a long way. Borderline for sure though. I'd kinda hope that they total it, so you wouldn't be stuck with a bad repair and have issues later & then not be able to get a decent trade on it. Just have to see what the determination is....

Agree completely here. Go after diminished value if they don’t total it. You don’t want this car. Bad car fax. Repair will never be the same. Diminished value should get you there

 

[Gebop]

Thanks all for the input. The valuation part will be done as local market value. Interesting as I traveled a long ways to find a deal as the same cars were overpriced in my market. My car is fairly scarce in Monticeto Blue with Ivory interior. AWD is a bit scarcier too out my way. CPO isn't yet availabl wth Genesis as it is with Hyundai.

Nellie is spot on with diminished value. We had a disusison here about this months back and the Scarlett letter of an accident on your CarFax is big. I know I won't even look at car that have been in accidents. This car will never be the same. Diminished value for sure.

I was able to go buy the place this f-tard works today. Just cruised through the parking lot. Didn't find a dented car there, but direclty to the north of them was a Napa Repair Center that appears to exist off servicing their vehicle. That parking lot was strewn with post-accident transport vehicles waiting their turn for the body shop inside. The cars all had a bumper sticker that said "Safety First"!

I called the Highway Partrol tonight to ask how I should proceed. The gal I talked to took down the info and emailed the Trooper. Five minutes later the Trooper called me to disucss the details and asked me to send my photo of the f-tard and my savaged car. He said he will get by that Napa shop in a couple of days as he works graveyard shifts. He called me on his personal cell. Much resect to the Trooper that is a credit to his uniform!

 

[EdP]

I was able to go buy the place this f-tard works today. Just cruised through the parking lot. Didn't find a dented car there, but directly to the north of them was a Napa Repair Center that appears to exist off servicing their vehicle. That parking lot was strewn with post-accident transport vehicles waiting their turn for the body shop inside. The cars all had a bumper sticker that said "Safety First"!

I called the Highway Patrol tonight to ask how I should proceed. The gal I talked to took down the info and emailed the Trooper. Five minutes later the Trooper called me to discuss the details and asked me to send my photo of the f-tard and my savaged car. He said he will get by that Napa shop in a couple of days as he works graveyard shifts. He called me on his personal cell. Much respect to the Trooper that is a credit to his uniform!

Good for you. I hope you nail him!

 

[skipgen]

Thanks all for the input. The valuation part will be done as local market value. Interesting as I traveled a long ways to find a deal as the same cars were overpriced in my market. My car is fairly scarce in Monticeto Blue with Ivory interior. AWD is a bit scarcier too out my way. CPO isn't yet availabl wth Genesis as it is with Hyundai.

Nellie is spot on with diminished value. We had a disusison here about this months back and the Scarlett letter of an accident on your CarFax is big. I know I won't even look at car that have been in accidents. This car will never be the same. Diminished value for sure.

I was able to go buy the place this f-tard works today. Just cruised through the parking lot. Didn't find a dented car there, but direclty to the north of them was a Napa Repair Center that appears to exist off servicing their vehicle. That parking lot was strewn with post-accident transport vehicles waiting their turn for the body shop inside. The cars all had a bumper sticker that said "Safety First"!

I called the Highway Partrol tonight to ask how I should proceed. The gal I talked to took down the info and emailed the Trooper. Five minutes later the Trooper called me to disucss the details and asked me to send my photo of the f-tard and my savaged car. He said he will get by that Napa shop in a couple of days as he works graveyard shifts. He called me on his personal cell. Much resect to the Trooper that is a credit to his uniform!

Good on him! Apologies for my previous comment. Hope that fool gets nailed!

 

[Gebop]

Just heard from body shop today. They went from $13k to $11k in repairs, most of which is the insurance company capping certain charges; notably in the paint process. They want to try to match the entire drivers side of the car to the passenger side. That makes no sense in terms of bringing the car back to the way it was, but it does save them a bunch of money. They are estimating they will have 80 hours of work in the car and are advising me to get a cheaper rental car as I will use up my $1,500 / $50 day allotment in the month they will have my car. They don't see drivetrain issues as the car only went in to the limp home mode on my now flat spotted tires.

In talking with the body shop guy who deals a lot with insurance, I mentioned the diminished value part of the equation. He said that if your company is paying for the damage (assuming I don't have the bad guy paying) that you can't go after diminshed value from your own insurance company. He said it would be like suing yourself. I really don't want the car back after they put 80 hours in to it and paint one side of the car but not the other. It will look like crap no matter how good they claim it will be, and will likely never be as good as it was -- and I have the Scarlet letter on the CarFax if I want to sell this - but don't like the thought of someone else getting my savaged car. Just sick about all of this.

 

[EdP]

Just heard from body shop today. They went from $13k to $11k in repairs, most of which is the insurance company capping certain charges; notably in the paint process. They want to try to match the entire drivers side of the car to the passenger side.

I really don't want the car back after they put 80 hours in to it and paint one side of the car but not the other. It will look like crap no matter how good they claim it will be, and will likely never be as good as it was -- and I have the Scarlet letter on the CarFax if I want to sell this - but don't like the thought of someone else getting my savaged car. Just sick about all of this.

My car was hit, though not as bad as yours. I also thought of getting rid of in. Now 18 months later I've not thought about it in ages. Mine is not as old but the paint match is perfect. I see no reason to get rid of it.

In your case, you will be inconvenienced longer than I was. You will get back a car that is driveable and maybe a lot better than you think. Body shops are pretty good at negotiating with insurance if the job runs into problems too. There is no rush to get rid of it so wait until you see it. You'd probably be amazed at how many cars you see on a regular basis had a good amount of damage and now look just fine. People buy them too!

There are 6 million crashes a year. Of course, the only one that matters is yours. Those cars are fixed and back out on the road. If you truly are unhappy after getting it back, I'd shop around and trade it in. You have no responsibility to the next buyer. Just don't rush a decision and find out it is not the best one.

 

[skipgen]

My car was hit, though not as bad as yours. I also thought of getting rid of in. Now 18 months later I've not thought about it in ages. Mine is not as old but the paint match is perfect. I see no reason to get rid of it.

In your case, you will be inconvenienced longer than I was. You will get back a car that is driveable and maybe a lot better than you think. Body shops are pretty good at negotiating with insurance if the job runs into problems too. There is no rush to get rid of it so wait until you see it. You'd probably be amazed at how many cars you see on a regular basis had a good amount of damage and now look just fine. People buy them too!

There are 6 million crashes a year. Of course, the only one that matters is yours. Those cars are fixed and back out on the road. If you truly are unhappy after getting it back, I'd shop around and trade it in. You have no responsibility to the next buyer. Just don't rush a decision and find out it is not the best one.

True... I had some frame damage on my Infiniti on the drivers front corner when my wife nailed a nearly invisible curb in the rain @ 30 mph. After the repair, I couldn't tell the difference. Frame repair has come a long way from the days of chaining the car to a tree & yanking on it with a winch...

 

[Markymark]

There is no question that your situation blows and it’s why I drive like everyone on the road is trying to crash into me.
Most people are morons, and should not be allowed near machinery, knives, etc.

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[Whitey]

There is no question that your situation blows and it’s why I drive like everyone on the road is trying to crash into me.
Most people are morons, and should not be allowed near machinery, knives, etc.

Never were truer words spoken, lol. These days I drive like I have 4 eyes on each side of my head, yet it still doesn't matter.

In mid-December, I parked at my condo for ~1.5 hrs and came out to this...no note, nothing. Some A-wipe clipped my rear bumper and literally shifted the whole car a good 6-8 inches. Idiots everywhere I tell ya.

She's finally going in next week for repair. Minor in the grand scheme of things, but I can imagine your pain Gebop. As Ed said, let's hope they get you fixed up right.

 

[nellie1289]

Never were truer words spoken, lol. These days I drive like I have 4 eyes on each side of my head, yet it still doesn't matter.

In mid-December, I parked at my condo for ~1.5 hrs and came out to this...no note, nothing. Some A-wipe clipped my rear bumper and literally shifted the whole car a good 6-8 inches. Idiots everywhere I tell ya.

She's finally going in next week for repair. Minor in the grand scheme of things, but I can imagine your pain Gebop. As Ed said, let's hope they get you fixed up right.

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So annoying. I came out to this on my 2016 on a hs parking lot. Keep in mind this was me parked 200 yards from the nearest car. 2300$ to fix. Found the perpetrator though. I turned it on on lease.

 

[Gebop]

My car was hit, though not as bad as yours. I also thought of getting rid of in. Now 18 months later I've not thought about it in ages. Mine is not as old but the paint match is perfect. I see no reason to get rid of it.

In your case, you will be inconvenienced longer than I was. You will get back a car that is driveable and maybe a lot better than you think. Body shops are pretty good at negotiating with insurance if the job runs into problems too. There is no rush to get rid of it so wait until you see it. You'd probably be amazed at how many cars you see on a regular basis had a good amount of damage and now look just fine. People buy them too!

There are 6 million crashes a year. Of course, the only one that matters is yours. Those cars are fixed and back out on the road. If you truly are unhappy after getting it back, I'd shop around and trade it in. You have no responsibility to the next buyer. Just don't rush a decision and find out it is not the best one.

Thanks for your thoughts here, Ed. A little bit of an emotional roller coaster, but in the end its a machine that can be repaired; and there defintey has been an evolvement of the tools of the trade for collision repair. Still... as good as paint matching can be, it can't quite match what you can do when you are laying down fresh paint on a bare body shell. The paint on mine was really nice and I can only pray they do it right. Then I will have to follow with the clay bar and caruba wax detailing that is needed to match the rest of the car.

Interesting to see how assumptive the claims settling process is and how they now use text and email to limit the discussion with the insured. I haven't agreed with what I view as a few corner's cut in repairing my vehicle, yet I received a text this morning telling me that a settlement check has been cut, minus my deductible. I had told the claims specialist that I am persuing the perosn I believe was responsible, as I believe there is diminished value due to the accident and I would like to avoid paying a deductible as somoene else is resposnbile. I never had anyone reach out to have a conversation following my request to discuus this and the related quesitons I had.

They are sending a check for $10,507. This includes painting half the car and replacing the $1,878 quarter panel forward , including the two driver's side doors and the $977 mirror assembly. They are replacing the LF wheel for $137, which seems a good price for an OEM wheel. The car was slid sideways fairly hard, but no talk about checking tires to see if they are flatspotted and (of ocurse) they want to use a non-OEM replacement fender.

Parts are $6,369. Body labor $2,764. Paint labor $1,254. Paint supplies was $450 as capped by the insurance company. I called the claims specailist but hve not received a return call. I'm still waiitng to see if the Highway Patrol was able to turn up the bad guy.

 

[nellie1289]

Thanks for your thoughts here, Ed. A little bit of an emotional roller coaster, but in the end its a machine that can be repaired; and there defintey has been an evolvement of the tools of the trade for collision repair. Still... as good as paint matching can be, it can't quite match what you can do when you are laying down fresh paint on a bare body shell. The paint on mine was really nice and I can only pray they do it right. Then I will have to follow with the clay bar and caruba wax detailing that is needed to match the rest of the car.

Interesting to see how assumptive the claims settling process is and how they now use text and email to limit the discussion with the insured. I haven't agreed with what I view as a few corner's cut in repairing my vehicle, yet I received a text this morning telling me that a settlement check has been cut, minus my deductible. I had told the claims specialist that I am persuing the perosn I believe was responsible, as I believe there is diminished value due to the accident and I would like to avoid paying a deductible as somoene else is resposnbile. I never had anyone reach out to have a conversation following my request to discuus this and the related quesitons I had.

They are sending a check for $10,507. This includes painting half the car and replacing the $1,878 quarter panel forward , including the two driver's side doors and the $977 mirror assembly. They are replacing the LF wheel for $137, which seems a good price for an OEM wheel. The car was slid sideways fairly hard, but no talk about checking tires to see if they are flatspotted and (of ocurse) they want to use a non-OEM replacement fender.

Parts are $6,369. Body labor $2,764. Paint labor $1,254. Paint supplies was $450 as capped by the insurance company. I called the claims specailist but hve not received a return call. I'm still waiitng to see if the Highway Patrol was able to turn up the bad guy.

Usually the check goes to the body shop and only after the car has been fully repaired to see there was nothing else underneath. Honestly after it’s fixed I would unload the car. I doubt you will have a bad car fax if your own insurance is fixing. Usually they don’t report on themselves. I could be wrong. The body shop certainly won’t report it.

 

[Gebop]

Usually the check goes to the body shop and only after the car has been fully repaired to see there was nothing else underneath. Honestly after it’s fixed I would unload the car. I doubt you will have a bad car fax if your own insurance is fixing. Usually they don’t report on themselves. I could be wrong. The body shop certainly won’t report it.

Interesting. I've never heard that an insuraance company won't report themselves. The body shop is actually a dealer (I wanted a HyundIA/Genesis shop), so I'm figuring it would be CarFax reported, based on having reviewed CarFax reports previously and seeing collisionn repairs detialed by a dealer. Someone told me today to unload the car before the CarFax system updates and your car is reported.

 

[EdP]

They are sending a check for $10,507. This includes painting half the car and replacing the $1,878 quarter panel forward , including the two driver's side doors and the $977 mirror assembly. They are replacing the LF wheel for $137, which seems a good price for an OEM wheel. The car was slid sideways fairly hard, but no talk about checking tires to see if they are flatspotted and (of course) they want to use a non-OEM replacement fender.

Parts are $6,369. Body labor $2,764. Paint labor $1,254. Paint supplies was $450 as capped by the insurance company. I called the claims specailist but have not received a return call. I'm still waiitng to see if the Highway Patrol was able to turn up the bad guy.

In my case the adjuster came to the house and gave me a check on the spot. I forget the exact numbers but it was a good $1500 less than the estimate of the shop doing the work. He said don't worry about it, take the car and check. The shop told me to sign the check and don't worry about it. I didn't worry and it got fixed by magic at some price that made them both happy.

There were able to eventually find the other person at fault and in a couple of days I had check in hand for the deductible.

Since you were moving at the time, you may have gotten some tire scrub but probably not flat spots. You'll probably get more from the car sitting in the shop for weeks. I have no idea of non-OEM parts are available and the quality of them. May even be the same door minus the Hyundai sticker.

 

[RyanB]

Unfortunately I was also side swiped back in October which sucked but I can tell you that my shop could not find non OEM parts for my car. The door panel that needed a new skin got a OEM skin. They also replaced a rim which was a refurb which for the price they quoted you that is most likely what you will be getting. I had no issues with my refurb rim and just replaced another rim with a wobble with another refurb and it's just fine.

I swear my car now has a target on it! I was hit in mid-October and got the car back on Halloween only to find multiple flaws in the paint work. So they had to repaint it again only to then burn through my front pillar when buffing the car! I also had a noticeable wobble at high speeds which I thought was the refurb rim that they used. After having the wheels balanced again and another alignment it still wasn't right. So I then took it to Hyundai where they were able to determine that I had a bad rim which was not the refurb one form the accident. So I replaced that just last Monday and for the first time in months my car was back to normal until Friday night when I was 1/2 a mile from my exit and on the freeway when a woman behind me dropped her phone and plowed into me trying to pick it up! Back bumper was cracked open, trunk back scratched up and my exhaust tip bent $2460 in damage. Didn't think it was all that bad but I just got a call from the shop that they found damage to my inner rear quarter, trunk/spare tire compartment and also frame damage on the pass side. I drove this car for over 3 years and not a scratch besides stone chips and then 2x exactly 3 months apart I have been hit by people on their phones! At least on my newest estimate all parts, rear bumper and all sensors are OEM.

 

[skipgen]

People using handheld phones while driving are a scourge on society - hell, I don't even like to use handsfree if I'm in traffic.

 

[RyanB]

last woman to hit me was in a 2016 Audi A4 so no reason in hell to be holding a phone. But even so who the hell drops a phone during rush hour when traffic goes from 60 - 0 every 100 yards and then dives to the floorboard to get it! She even lives by me and we were 1/2 a mile from the exit to our town. You can't wait 5 more minutes to check in on your besty? Times like these is when you should be allowed by law 5 minutes to beat I mean reeducate people

 

[EdP]

I drove this car for over 3 years and not a scratch besides stone chips and then 2x exactly 3 months apart I have been hit by people on their phones! At least on my newest estimate all parts, rear bumper and all sensors are OEM.

Man, that sucks. Some states have banned hand held phone but some idiots think they know better. I hope you end up with a good resolution.