2015 Genesis Insurance Discounts

[jcastag]

Does anyone know what insurance discounts would be applicable to the 2015 Genesis? I have a 3.8 AWD with Tech and Signature packages. Right now, I am only getting discounts for Passive Restraint, Anti-Lock Brakes, Anti-Theft Device .

I assumed that with all the safety features that I should be getting more discounts than the same ones my 2001 Acura TL have.

If anyone has any input on this, I would greatly appreciate it.

 

[TroyK]

hummm...all i know is my insurance (nationwide) went up 200 smackers (per year) when i dropped the regal...and added the genesis!! so i switched to liberty mutual to get my premium back down to what it was pre-genesis!

 

[johnotero62]

State Farm did the same to me when I switched from my Sonata to the Genesis..I switched to Geico and got my premium down below what my Sonata was!

 

[Alwaysforward]

I got a discount when I showed proof of having Bluelink which allows tracking of the car.

 

[warreneaux4]

hummm...all i know is my insurance (nationwide) went up 200 smackers (per year) when i dropped the regal...and added the genesis!! so i switched to liberty mutual to get my premium back down to what it was pre-genesis!

Allstate went crazy with my 2014 Genesis.
I too am switching to Liberty Mutual.
Been with Allstate over 30 years, no accidents or claims and no tickets.
Will save big with Liberty Mutual.
EW

 

[Mark_888]

Changes in the insurance rates for Genesis of that magnitude must be based on statistical information they have about claims by customers with the Genesis. I blame the R-Spec owners, and all those people complaining about max speed of the car.

 

[ksoze]

Changes in the insurance rates for Genesis of that magnitude must be based on statistical information they have about claims by customers with the Genesis. I blame the R-Spec owners, and all those people complaining about max speed of the car.

I would more likely blame the exorbitant costs to fix all this new technology and crushable metal and plastic on the car. One small hit and you are in the thousands.

 

[reddogva99]

I emailed my amica agent the info on the automatic braking, lane departure, and blue link and saved $40 a year.

 

[jarred52]

I have Texas Farm Bureau insurance and have the same full coverage on my Genny and Mom's 2003 Grand Cherokee. The Genny is $15 per six month period higher than the Jeep and the same as my previous '13 Avalon.

 

[xsolara]

Changes in the insurance rates for Genesis of that magnitude must be based on statistical information they have about claims by customers with the Genesis. I blame the R-Spec owners, and all those people complaining about max speed of the car.

Age of driver also a very important factor... a 20 something will pay a higher premium than a 60 yr. old

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[xsolara]

C. Report suggests you should get ins. bids every few years especially if you have not done this in several years. My ins. went up about $200 a year when moving from a 2012 Azera to the Genny. I have been with American Fam. Ins for 25 years for all my ins. needs and after checking with many competitors A.M. was still $200-500 CHEAPER overall.
Always review your coverage...many hidden thing you may not need IE. towing--you don't need it because we have free roadside assistance....also check to see what miles you drive.....you could be paying more because your ins. has you listed a higher mileage....

 

[accordn2ryan]

My insurance actually dropped when I switched to the Genesis from the Q50. Probably because they put the Q50 in the sports sedan category...

 

[opticsguy]

My collision went up $100/year and comprehensive went up the same amount over my old Audi A6. Considering my Audi was worth $4K, that's not bad.

As for comprehensive, consider what taking a rock to a $2K windshield will do to your insurance company.