Has anyone read their extended warrranty contract from Hyundai?
Check out the exclusions. Especially line item 15. Does anyone also know if the 10 year, 100,000 mile limited powertrain warranty covers line 15 pending there is no misuse of the car; all service intervals are met.
III. EXCLUSIONS FROM COVERAGE
THIS SERVICE CONTRACT WILL NOT PAY OR REIMBURSE YOU FOR:
1. ANY LOSS, DAMAGE OR EXPENSE CAUSED BY ACCIDENTS, ANY ALTERATION TO THE COVERED VEHICLE OR THE PART, USE OF OVERSIZED
OR UNDERSIZED TIRES OR WHEELS, ALTERATION TO THE COVERED VEHICLE NOT AUTHORIZED BY ITS MANUFACTURER, THE FAILURE OF
ANY PART NOT COVERED BY THIS SERVICE CONTRACT, ACCIDENTAL LOSS;
2. ANY MECHANICAL BREAKDOWN CAUSED BY ACCIDENTS, COLLISION, UPSET DAMAGE, FALLING OBJECTS, THEFT, LARCENY, EXPLOSION,
LIGHTNING, EARTHQUAKES, FIRE, WINDSTORMS, HAIL, WATER, FLOODS, SUBFREEZING TEMPERATURE, MALICIOUS MISCHIEF, VANDALISM,
CIVIL COMMOTION, RIOTS, WARS;
3. THAT PORTION OF THE COST TO REPAIR OR REPLACE OF A COVERED PART COVERED BY ANY MANUFACTURER WARRANTY OR ANY OTHER
COVERAGE OR OTHER REASON THE MANUFACTURER, IMPORTER, DISTRIBUTOR, SELLER OR REPAIRER OF THE COVERED VEHICLE WILL
REPAIR OR REPLACE THE PART AT ITS EXPENSE OR AT A REDUCED COST;
4. ANY INVOICE PRESENTED TO US OR HPP ADMINISTRATOR FOR PAYMENT FOR SERVICES NOT PERFORMED AS DESCRIBED AT THE TIME OF
AUTHORIZATION;
5. ANY CLAIM IF THE COVERED VEHICLE’S ODOMETER, SINCE THE PURCHASE DATE OF THIS SERVICE CONTRACT, HAS BEEN ALTERED,
DISCONNECTED, IS INOPERABLE, OR ACTUAL MILEAGE CANNOT BE DOCUMENTED, OR REASONABLY BE ESTIMATED;
6. ANY CLAIM IF THE COVERED VEHICLE IS USED FOR COMPETITIVE DRIVING OR RACING OR A PROHIBITED COMMERCIAL PURPOSE.
“PROHIBITED COMMERCIAL PURPOSE” MEANS THE COVERED VEHICLE IS USED FOR COMMERCIAL PURPOSES OTHER THAN A PERMITTED
COMMERCIAL PURPOSE. SUCH PROHIBITED COMMERCIAL PURPOSES INCLUDE, BUT ARE NOT LIMITED TO: HAULING, CONSTRUCTION
WORK, PRINCIPAL OFF-ROAD USE, PICKUP AND/OR DELIVERY SERVICE, DAILY RENTALS, CARRYING PASSENGERS FOR HIRE (TAXI, LIMOUSINE
OR SHUTTLE SERVICES), TOWING OR ROAD SERVICE OPERATIONS, GOVERNMENT/MILITARY USE, LAW ENFORCEMENT, FIRE, AMBULANCE
OR OTHER EMERGENCY SERVICES, SNOWPLOWING, COMPANY POOL USE OR THE COVERED VEHICLE IS TITLED IN A COMPANY’S NAME AND
MAY BE USED BY MULTIPLE DRIVERS. “PERMITTED COMMERCIAL PURPOSE” MEANS THE COVERED VEHICLE MAY BE USED FOR
COMMERCIAL PURPOSES INCLUDING BUT NOT LIMITED TO: VEHICLES USED BY AN INDIVIDUAL DRIVER FOR SALES/SERVICES (E.G. REAL
ESTATE, CLEANING SERVICES, HOME HEALTH/AIDE CARE SERVICES) OR LIGHT DUTY CONTRACTING (E.G. ELECTRICIAN, CARPENTER AND
PLUMBER);
7. ANY MECHANICAL BREAKDOWN CAUSED BY MISUSE, ABUSE, NEGLIGENCE, IMPROPER TOWING, LACK OF MAINTENANCE OF THE FAILED
COVERED PART (IF LACK OF MAINTENANCE CAUSED OR CONTRIBUTED TO THE MECHANICAL BREAKDOWN);
8. ANY MECHANICAL BREAKDOWN CAUSED BY CONTAMINATION, OVERHEATING, LACK OF COOLANT OR LUBRICANTS, LACK OF OIL VISCOSITY,
SLUDGE, RESTRICTED OIL FLOW, SALT, RUST AND RUST DAMAGE, ENVIRONMENTAL DAMAGE, CHEMICALS;
9. THE NEED TO REPAIR OR REPLACE A COVERED PART ARISING OR RESULTING FROM THE USE OF THE COVERED VEHICLE OUTSIDE OF THE
UNITED STATES, ITS TERRITORIES OR POSSESSIONS OR CANADA;
10. HAZARDOUS WASTE DISPOSAL CHARGES, ENVIRONMENTAL FEES, STORAGE OR FREIGHT CHARGES, ADJUSTMENTS, SHOP SUPPLIES, CORE
CHARGES, AND CORRECTION OF RATTLES/SQUEAKS/WIND NOISE/ ODORS/WATER LEAKS;
11. ANY CONSEQUENTIAL (INCLUDING, BUT NOT LIMITED TO, FIRE DAMAGE), SECONDARY DAMAGES OR UNREASONABLE COSTS THAT YOU MAY
SUFFER AS A RESULT OF THE NEED TO REPAIR OR REPLACE A PART;
12. LIABILITY FOR DAMAGE TO PROPERTY, INJURY TO OR DEATH OF ANY PERSON ARISING OUT OF THE OPERATION, MAINTENANCE OR USE OF
THE COVERED VEHICLE WHETHER OR NOT RELATED TO THE COVERED PARTS;
13. UNDER GOLD COVERAGE, ANY PART THAT IS NOT SPECIFICALLY LISTED AS COVERED UNDER THE COVERAGE SELECTED;
14. UNDER PLATINUM COVERAGE, ANY OF THE FOLLOWING PARTS: STANDARD TRANSMISSION CLUTCH COMPONENTS, AIR BAGS, SOLAR
POWERED DEVICES, HINGES, GLASS, LENSES, SEALED BEAMS, BODY PARTS AND/OR PANELS, TRIM, MOLDINGS, DOOR HANDLES, LOCK
CYLINDERS, TIRES, WHEELS, BATTERIES, LIGHT BULBS, UPHOLSTERY, PAINT, BRIGHT METAL, FREEZE
PLUGS, HEATER AND RADIATOR HOSES,
EXHAUST SYSTEM. AUDIO, SECURITY, IN-VEHICLE COMMUNICATIONS AND/OR ENTERTAINMENT OR OTHER SYSTEMS NOT FACTORY
INSTALLED OR APPROVED. WORK SUCH AS FRONT-END ALIGNMENT OR
WHEEL BALANCING, SAFETY RESTRAINT SYSTEMS, CELLULAR
PHONES, ELECTRONIC TRANSMITTING DEVICES (EXCEPT FOR THOSE SPECIFICALLY LISTED UNDER GOLD COVERAGE), RADAR DETECTORS,
APPLIANCES, NEAR OBJECT AVOIDANCE SYSTEMS AND ALL LASER RADAR CRUISE CONTROL COMPONENTS, VINYL AND CONVERTIBLE
TOPS;
15. BURNT VALVES, WORN PISTON RINGS, THE CORRECTION OF OIL CONSUMPTION, ANY REPAIRS FOR REDUCTION IN ENGINE EFFICIENCY THAT
MUST BE PERFORMED ON THE COVERED VEHICLE;
16. ANY MAINTENANCE ON THE COVERED VEHICLE, UNLESS THE OPTIONAL PRE-PAID MAINTENANCE IS PURCHASED;
17. ANY PERSONAL EXPENSES (EXCEPT WHERE NOTED UNDER THE TRIP INTERRUPTION BENEFIT) ARISING BECAUSE THE COVERED VEHICLE
IS NOT AVAILABLE FOR YOU TO USE;
18. DAMAGES CAUSED TO YOUR ENGINE RESULTING FROM THE INGESTION OF WATER THROUGH THE ENGINE AIR INTAKE SYSTEM (COMMONLY
REFERRED TO AS WATER INGESTION);
19. ANY MECHANICAL BREAKDOWN, LOSS, DAMAGE OR EXPENSE THAT RESULTS FROM A
CONDITION EXISTING ON OR PRIOR TO THE “SERVICE CONTRACT PURCHASE DATE” (PREEXISTING
CONDITION).
I may have to call my American Family agent to inquire.
